Contents Insurance
Personal Insurance
Covers the goods in your life at & away from home, including those precious items that are very important to you and your family.
Do you know what your contents are worth?
Start making a full inventory of what you own and what it might be worth, you will be surprised how much it all adds up to.
Please click on the below link for the contents sum insured calculator, but on the understanding that we make no representations as to the sufficiency or otherwise of the sum insured of the Cordell calculator.
Make sure you keep your policy up to date and keep some proof of ownership or value like a receipt. You want to be able to replace the items fast, with as little hassle as possible.
Start Calculating
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Kitchen
Appliances, Food, Glassware, Crockery, Furniture, Utensils, Coffee Machine & Others
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Dinning Room
China, Furniture, Crystal, Silverware, Liquor & Others.
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Bedrooms
Beds, Duvet and Bedding, Books, Desks, Radio, Electrical Items & Others.
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Lounge
Bookcases, DVDS, Books, CDS, Coffee Table, Furniture, T.V, Antiques, Ornaments & Others.
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Personal
Camera, Clothing, Computer Equipment, Cosmetics, Dentures, Footwear, Jewellery, Sports Equipment, Electronics & More.
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Garage
Bikes, Camping Gear, Freezer & Contents, Lawnmowers, Ladders, Gardening Equipments, Tools & More.
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General
Carpet/ Rugs, Clocks, Outdoor / Entertainment furniture, BBQ, Curtains, Heaters, Light Fittings, Paintings, Telephones, Mobile Phones, Pot Plants & Others.
If you don't insure your contents to their real value and something unexpected happens, you may not be able to replace all you have lost.
As the 'Sum Insured' in your policy is the maximum amount you can claim, it's very important that you are adequately insured, and have enough cover to cope with a serious loss.
Start calculating to work out your sum insured - the total amount of all the items added together.
Types of losses you can claim on.
When a sudden or unforeseeable event occurs causing an item or items in your contents insurance policy to become misplaced, stolen, damaged or experience a natural disaster the item will be covered per the terms previously agreed upon with your insurer.
Partial Loss
Occurs when some of the contents listed on your policy are destroyed. A partial loss means that you do not exceed your sum insured.
Total Loss
Refers to the result of completely exhausting the sum insured, meaning you are fully paid the value of the previously agreed sum insured.
Talk to an Adviser.
Contents Insurance provides cover in the event of a total loss of your sum insured or a stolen, damaged or misplaced item within the policy. Should something unexpected like burglary or flooding strike your possessions, we can help you. Use the calculator above to help determine the correct sum insured to cover a total loss. To make sure you are sufficiently insured contact one of our advisers.
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